Finance Tools — Free Online Utilities
Money and finance tools — loan and amortization calculators, budgets, and currency helpers — to plan payments, compare options, and understand the numbers behind a decision.
Calculate and track your budget using the 50/30/20 rule.
Track monthly income and expenses, visualize spending by category, and export your budget to CSV.
Compare planned budget against actual spending with visual charts
Validate card numbers with Luhn check and detect card network
Convert between 30 major world currencies with a mini rate table — no API needed.
Live currency exchange rates and converter
Track personal expenses by category, set monthly budgets, and visualize spending with summaries and trends.
Calculate purchasing power and inflation impact using historical CPI data from 1913–2025.
Project investment growth with compound interest and charts
Project investment growth with charts, scenarios, and inflation-adjusted returns.
Create professional invoices with line items, tax calculation, and print-to-PDF support.
Find the maximum loan you can afford based on your income, debts, and the 28/36 rule.
Calculate monthly payments and see a full amortization schedule with principal vs. interest breakdown.
Compare up to 3 loans side by side with visual charts
Estimate loan eligibility based on income, debts, credit score, and loan type.
Calculate how to pay off debt faster with avalanche vs snowball strategies.
Compare the total cost of buying (loan) versus leasing a car or equipment.
Calculate the real cost of a meeting based on attendee count, salaries, and duration with a live cost timer.
Generate a full mortgage amortization schedule with charts and summary
Calculate your monthly mortgage payment with taxes, insurance, PMI, and amortization.
Compare 2–3 mortgage offers side-by-side including APR and break-even analysis.
See how much time and interest you save by making extra mortgage payments.
Track assets, liabilities, and visualize your personal net worth
Convert any number into written-out currency words for check writing and legal documents.
Create polished invoices with logo, multiple tax rates, discounts, and payment details.
Build a clean one-page resume with live preview and print-to-PDF — no account needed.
Project your retirement savings with compound growth, inflation adjustment, and a 4% rule income estimate.
Calculate how long it takes to reach your savings goal with compound interest.
Generate stylised text signatures or draw freehand and download as PNG.
Filter and sort a demo dataset of 30 well-known stocks.
Estimate your US federal income tax using 2024 tax brackets.
Visualize how your income is taxed across 2024 US federal brackets with a clear chart.
Compare cost-per-unit across products to find the best shopping value.
Add or remove VAT / sales tax from any amount instantly.