Retirement Calculator
Project your retirement savings with compound growth, inflation adjustment, and a 4% rule income estimate.
About this tool
Plan your retirement with confidence. Enter your current age, target retirement age, existing savings, monthly contribution, expected annual return, and inflation rate to see your projected portfolio balance at retirement. View the inflation-adjusted real value of that balance and estimate monthly income using the 4% safe withdrawal rule. An animated SVG bar chart shows year-by-year portfolio growth, distinguishing between contributions and investment gains. All calculations run entirely in your browser.
How to use
- 1 Enter your current age and target retirement age.
- 2 Input your current savings and monthly contribution amount.
- 3 Set your expected annual return rate and inflation rate.
- 4 Click Calculate to see projected balance and monthly income.
- 5 Review the animated bar chart showing year-by-year growth.
Frequently Asked Questions
Calculate compound interest growth with monthly contributions — see your investment grow over time with a chart.
Calculate purchasing power and inflation impact using historical CPI data from 1913–2025.
Calculate how long it takes to reach your savings goal with compound interest.
Calculate and track your budget using the 50/30/20 rule.