工具 指南

Finance Tools — Free Online Utilities

Money and finance tools — loan and amortization calculators, budgets, and currency helpers — to plan payments, compare options, and understand the numbers behind a decision.

34 工具 免费 无需注册
50/30/20 Budget Calculator

Calculate and track your budget using the 50/30/20 rule.

Budget vs. Actual Tracker

Compare planned budget against actual spending with visual charts

Credit Card Validator

Validate card numbers with Luhn check and detect card network

Currency Exchange Rates

Live currency exchange rates and converter

Inflation Calculator

Calculate purchasing power and inflation impact using historical CPI data from 1913–2025.

Investment Calculator

Project investment growth with compound interest and charts

Investment Returns Calculator

Project investment growth with charts, scenarios, and inflation-adjusted returns.

Loan Affordability Calculator

Find the maximum loan you can afford based on your income, debts, and the 28/36 rule.

Loan Comparison Calculator

Compare up to 3 loans side by side with visual charts

Loan Eligibility Checker

Estimate loan eligibility based on income, debts, credit score, and loan type.

Loan Payoff Calculator

Calculate how to pay off debt faster with avalanche vs snowball strategies.

Loan vs. Lease Calculator

Compare the total cost of buying (loan) versus leasing a car or equipment.

Mortgage Amortization Table

Generate a full mortgage amortization schedule with charts and summary

Mortgage Calculator

Calculate your monthly mortgage payment with taxes, insurance, PMI, and amortization.

Mortgage Comparison Tool

Compare 2–3 mortgage offers side-by-side including APR and break-even analysis.

Mortgage Overpayment Calculator

See how much time and interest you save by making extra mortgage payments.

Net Worth Calculator

Track assets, liabilities, and visualize your personal net worth

Professional Invoice Generator

Create polished invoices with logo, multiple tax rates, discounts, and payment details.

Retirement Calculator

Project your retirement savings with compound growth, inflation adjustment, and a 4% rule income estimate.

Savings Goal Calculator

Calculate how long it takes to reach your savings goal with compound interest.

Signature Maker

Generate stylised text signatures or draw freehand and download as PNG.

Stock Screener (Demo)

Filter and sort a demo dataset of 30 well-known stocks.

Tax Calculator

Estimate your US federal income tax using 2024 tax brackets.

US Tax Bracket Visualizer

Visualize how your income is taxed across 2024 US federal brackets with a clear chart.

Unit Price Comparator

Compare cost-per-unit across products to find the best shopping value.

VAT Calculator

Add or remove VAT / sales tax from any amount instantly.

二维码生成器

每天500 kcal的热量缺口通常每周可减少约0.5 kg(1磅)脂肪,大多数营养师认为这是安全且可持续的速率。

单位换算

点击"导出PNG"以10倍放大下载您的作品,输出像素级清晰效果。

数字转货币文字

将任意数字转换为书面货币文字,用于支票书写和法律文件。

点击"随机化"探索新的颜色组合,然后使用选取器微调基础色相。

计算月供、总利息及完整还款计划。

百分比计算器

根据参与者人数、薪资和会议时长计算会议的真实成本,并配有实时计费计时器。

简历生成器

构建简洁的单页简历,带实时预览和打印为PDF功能——无需账号。

记账工具

按类别追踪个人支出,设置每月预算,并通过摘要和趋势可视化消费情况。

预算规划器

追踪每月收入和支出,按类别可视化消费,并将预算导出为CSV。

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