Ferramentas Guias

Finance Tools — Free Online Utilities

Money and finance tools — loan and amortization calculators, budgets, and currency helpers — to plan payments, compare options, and understand the numbers behind a decision.

34 Ferramentas Gratuito Sem cadastro
50/30/20 Budget Calculator

Calculate and track your budget using the 50/30/20 rule.

Budget vs. Actual Tracker

Compare planned budget against actual spending with visual charts

Calculadora de porcentagem

Calcule o custo real de uma reunião com base na contagem de participantes, salários e duração com um temporizador de custo ao vivo.

Conversor de unidades

Converta entre 30 principais moedas mundiais com uma mini tabela de taxas — sem necessidade de API.

Credit Card Validator

Validate card numbers with Luhn check and detect card network

Criador de Currículo

Crie um currículo limpo de uma página com prévia ao vivo e impressão em PDF — sem necessidade de conta.

Currency Exchange Rates

Live currency exchange rates and converter

Gerador de QR Code

Crie faturas profissionais com itens de linha, cálculo de impostos e suporte para impressão em PDF.

Inflation Calculator

Calculate purchasing power and inflation impact using historical CPI data from 1913–2025.

Investment Calculator

Project investment growth with compound interest and charts

Investment Returns Calculator

Project investment growth with charts, scenarios, and inflation-adjusted returns.

Loan Affordability Calculator

Find the maximum loan you can afford based on your income, debts, and the 28/36 rule.

Loan Comparison Calculator

Compare up to 3 loans side by side with visual charts

Loan Eligibility Checker

Estimate loan eligibility based on income, debts, credit score, and loan type.

Loan Payoff Calculator

Calculate how to pay off debt faster with avalanche vs snowball strategies.

Loan vs. Lease Calculator

Compare the total cost of buying (loan) versus leasing a car or equipment.

Mortgage Amortization Table

Generate a full mortgage amortization schedule with charts and summary

Mortgage Calculator

Calculate your monthly mortgage payment with taxes, insurance, PMI, and amortization.

Mortgage Comparison Tool

Compare 2–3 mortgage offers side-by-side including APR and break-even analysis.

Mortgage Overpayment Calculator

See how much time and interest you save by making extra mortgage payments.

Net Worth Calculator

Track assets, liabilities, and visualize your personal net worth

Número para Palavras de Moeda

Converta qualquer número em palavras de moeda escritas por extenso para cheques e documentos legais.

Planejador de Orçamento

Rastreie receitas e despesas mensais, visualize os gastos por categoria e exporte seu orçamento para CSV.

Professional Invoice Generator

Create polished invoices with logo, multiple tax rates, discounts, and payment details.

Rastreador de Despesas

Acompanhe despesas pessoais por categoria, defina orçamentos mensais e visualize gastos com resumos e tendências.

Retirement Calculator

Project your retirement savings with compound growth, inflation adjustment, and a 4% rule income estimate.

Savings Goal Calculator

Calculate how long it takes to reach your savings goal with compound interest.

Signature Maker

Generate stylised text signatures or draw freehand and download as PNG.

Stock Screener (Demo)

Filter and sort a demo dataset of 30 well-known stocks.

Tabela de Amortização de Empréstimo

Calcule a parcela mensal, o total de juros e o cronograma completo de amortização.

Tax Calculator

Estimate your US federal income tax using 2024 tax brackets.

US Tax Bracket Visualizer

Visualize how your income is taxed across 2024 US federal brackets with a clear chart.

Unit Price Comparator

Compare cost-per-unit across products to find the best shopping value.

VAT Calculator

Add or remove VAT / sales tax from any amount instantly.

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